24, 2011, President Obama announced an overhaul to the HARP program with the intent of reaching more underwater homeowners. 31, only 894,000 borrowers have refinanced through HARP. What is the Home Affordable Refinance Program (HARP)?Īnnounced in March 2009, HARP is a federal government program designed to help 5 million underwater or near-underwater homeowners refinance into a fixed loan with a lower monthly payment.
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